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how much house will an income of 50k a year get me.? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.
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Zillow’s Home Affordability Calculator will help you determine how much house you can afford by analyzing your income, debt, and the current mortgage rates.
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Debt-To-Income and Your Mortgage: Will You Qualify. – Mortgage Type, Debt-to-Income Ratio. It's possible to still qualify for a mortgage if your debt-to-income ratio slightly exceeds the general. While debt-to-income ratios can make or break a prospective borrower's chances at buying a home,
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6. Opening New Credit Cards Or Big Spending. Opening new credit cards or making excessive charges on existing credit lines before and during the loan application process (it happened to me!).This can hurt your credit score tremendously and increase your debt load, which could lead to disqualification.
Even though you may qualify for the amount listed above, it may not be suitable for you. You should review your personal situation, and work with your financial advisor, to decide how much you can comfortably afford to borrow.
Find out how much house you can afford with NerdWallet’s Home Affordability Calculator. Just like a mortgage lender, we factor in your household income, down payment, monthly debts, and monthly.
Find out how much you can afford to borrow with NerdWallet’s mortgage calculator. Just enter your income, debts and some other information to get NerdWallet’s recommendation for how big a mortgage.