Once a popular home loan option among self-employed borrowers, stated income mortgages went away in 2010 after the Dodd-Frank Act. Read more about what made stated income loans attractive, and what alternatives self-employed borrowers have now when getting a mortgage.
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What Is a Stated Income Mortgage Loan, and Is It Right for. – This rule doesn’t prohibit lenders from making stated income home loans, but it does make it a little more difficult for them to pass muster. What is a stated income mortgage? At its most basic, a stated income mortgage is one where the borrower doesn’t have to provide tax returns for income verification.
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Stated Income Loans | Custom Mortgage and Real Estate – Stated Income Loans | Rates starting at 4.75% Our stated income programs are available for self employed and wage earner borrowers. We have several different programs for different property types. The program rates vary and depend on the amount of documentation you are able or willing to provi.
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